Loading
Rafal Kozlowski

Banking Transformation Lead

Senior Project Manager

Technology Innovation Lead

  • About
  • Projects
  • Competencies
  • Resume
  • Skills
  • Contact
Rafal Kozlowski
Rafal Kozlowski
Rafal Kozlowski
Rafal Kozlowski
Rafal Kozlowski

Banking Transformation Lead

Senior Project Manager

Technology Innovation Lead

Download CV

Recent Posts

    Recent Comments

    No comments to show.

    Archives

    No archives to show.

    Categories

    • No categories

    Instant Payments Gateway (IPG)

    • Client: Private & Corporate Bank
    Project Executive Scope

    A multi-country, mission-critical RTGS contingency payment gateway infrastructure programme delivering regulatory-compliant connectivity for the National Bank of Romania (ReGIS) and the Bank of Zambia (ZIPPS). The project delivered dual-mode contingency architecture integrating SWIFT (primary) and VPN (contingency) connectivity with country-specific security strategies: fully automated HSM-based signing for Romania and a hybrid token-based manual architecture for Zambia.
    Technical stack: Montran Gateway Platform, MQ (MQ Client, Channels, Binding Files), Flexcube (Payment Hub), VolPay (MT/MX transformation), ISSAC (routing), Nimbus, HSM (Hardware Security Module), Java Webstart, Project Tracking System.

    Role Executive Description

    Senior Project & Service Delivery Manager, End-to-End Ownership. Led the complete project lifecycle from discovery and regulatory engagement through architecture design, integration, UAT with Central Bank participants, deployment to production, and operational readiness in 3 simultaneous environments (PROD, UAT, COB). Managed country-specific technical strategies, governed alignment with Central Bank requirements, and delivered 100% project completion by the December 15, 2023 deadline.

    Deliverables

    Orchestrated a dual-mode contingency architecture ensuring uninterrupted payment processing during SWIFT outage scenarios, by integrating MQ-based message routing (Flexcube / VolPay / ISSAC) with VPN connectivity layers and managing 3 simultaneous environments (PROD, UAT, COB) in both jurisdictions.

    Governed alignment with Central Bank regulatory requirements across two independent jurisdictions, ensuring successful production connectivity in both countries, by designing country-specific security strategies: HSM automated signing for Country A (ReGIS) and hybrid token-based contingency operations for Country B (ZIPPS).

    Spearheaded the end-to-end deployment of a multi-country RTGS contingency payment gateway across Country A and Country B, achieving 100% project completion by the December 2023 regulatory deadline, by directing the full lifecycle from discovery through regulatory engagement, architecture validation, and production go-live.

    Directed cross-functional teams of infrastructure engineers, MQ specialists, and Payments SMEs to deliver mission-critical financial infrastructure by applying project governance and iterative UAT cycles with Central Bank participants to mitigate risks from evolving regulatory documentation.

    For a Phaluong poster design, consider incorporating vibrant colors inspired by the natural beauty of the region, like lush greens and earthy browns, alongside evocative imagery of local landscapes or cultural elements, such as traditional patterns or textiles. Use bold typography to highlight the event’s name, dates, and key attractions, ensuring it’s easy to read from a distance:

    • Add illustrative elements that symbolize community
    • People interacting at festivals or engaging in local crafts
    • Codes for more information can enhance engagement with visitors

    Use bold typography to highlight the event’s name, dates, and key attractions, ensuring it’s easy to read from a distance.

    Tags: Payment Systems Technology
    Share:

    Prev
    Next

    © 2026 RyanCV is Proudly Powered by bslthemes